We do this by providing hospitals and health systems with the best form of patient financing solutions, the easiest user experiences and the most compassionate,
patient-friendly terms possible.
Our patient financing solution provides a consumer-focused experience which drives high patient satisfaction for our clients. We have helped over one million consumers afford out-of-pocket medical expenses for health systems nationwide. We offer the most comprehensive platform in the industry with funding models that help more providers, and programs that reach more patients. All patients qualify for our program with no credit reporting or negative outcomes.
MD, Principal and Founder
Dr. Salton is a third-generation physician who understands patient consumerism through a lifetime of treating patients and working with hospitals and insurance payers. His experience treating some of North Carolina’s more vulnerable residents shaped his steadfast conviction that all patients deserve affordable healthcare financing solutions. That vision led him to found AccessOne, the first patient financing company of its kind to offer affordable, patient-friendly payment programs to all individuals and families, regardless of credit history, with no financial threat to the consumer — no credit reporting, fear of collections or hidden fees. As a college student, Dr. Salton spent summers working in the business office of a hospital built
MD, Principal and Founder
Dr. Salton is a third-generation physician who understands patient consumerism through a lifetime of treating patients and working with hospitals and insurance payers. His experience treating some of North Carolina’s more vulnerable residents shaped his steadfast conviction that all patients deserve affordable healthcare financing solutions. That vision led him to found AccessOne, the first patient financing company of its kind to offer affordable, patient-friendly payment programs to all individuals and families, regardless of credit history, with no financial threat to the consumer — no credit reporting, fear of collections or hidden fees. As a college student, Dr. Salton spent summers working in the business office of a hospital built by his grandfather.
As a third-generation physician, he was co-founder and CEO of Metrolina Family Physicians, which became the largest independent family practice group in the Southeast. He subsequently co-founded a managed care company, Primary PhysicianCare, and later served as Medical Director of Aetna US Healthcare in the Carolinas. Today, Dr. Salton remains actively engaged as Chairman of AccessOne and a subject matter expert in the field of patient consumerism. He is passionately committed to patient advocacy and seeks to further build programs that expand access to needed healthcare services while supporting the financial viability of provider organizations.
Mark Spinner joined AccessOne as its president and chief executive officer in March 2016. In partnership with founder Dr. Rusty Salton, Mark set the strategy and execution framework to build AccessOne into the national leader in technology-enabled patient financing services. Building on a unique core product and proprietary software, AccessOne began to grow its executive team and capability set to scale nationally. Since then, AccessOne has achieved significant growth in consumer account holders, client contracts and revenue while decreasing client concentration and growing margins. AccessOne’s capital base has also grown significantly to enable this scale and support continued growth. In January 2020, AccessOne was named the KLAS Category Leader in Patient Financial Services by industry leading independent research organization KLAS Research. AccessOne continues to build on its momentum through the strength of its team, products and technology.
Mark’s background holds a unique combination of entrepreneurial executive & finance experience in private and public capital markets, as well as credit and mergers & acquisitions. Prior to AccessOne, Mark was the chief executive officer and founder of ProviderWeb Capital, a technology-enabled specialty finance company offering financing products integrated with healthcare e-payment technology platforms. Prior to this, Mark spent 12 years in private equity, corporate finance and mergers & acquisition advisory with Stephens, Deutsche Bank Alex Brown and RBC Capital Markets. Mark received BA degrees in Economics and Management from Rice University while competing as a varsity student athlete. Mark is a former board member of Fire & Flavor Grilling Company and former Board of Trustees member for The Schenck School.
Tammy Geis joined AccessOne as its chief financial officer in October 2003. In 2018, Tammy became AccessOne’s Chief Operating Officer and has responsibility for call center operations, implementation, client engagement, data management and quality assurance. As AccessOne’s CFO, Tammy worked closely with the financial departments of our client hospitals and managed our financial activities and banking relationships. She also oversaw our Compliance Programs to ensure adherence to state and federal regulations relating to HIPAA and the credit card industry.
Previously, Tammy was the vice president of finance for Novant Health in Charlotte, NC, where she directed finance activities, focusing on revenue cycle enhancement and expense reduction. Her responsibilities included financial analysis, general accounting and consolidation, budgeting, decision support, reimbursement, business office, patient access and materials management. Prior to this, Tammy held positions at Ernst & Young and worked with hospitals, physicians, nursing homes, home health and other healthcare related entities. Tammy earned a BS in Accounting from UNC Charlotte, and is a CPA.
Craig Rosato joined AccessOne as its chief financial officer in July 2019. He is responsible for the company’s financial functions including finance, accounting, business planning, budgeting, financial analysis, investor relations and risk management. Craig has over 30 years of experience in financial services including 10 years with Ernst & Young, a big four accounting firm and 17 years at Bank of America where he served as the Corporate Chief Accounting Officer and Chief Risk Officer for the Consumer Bank, among other executive roles.
Most recently, Craig served as the Chief Financial Officer for Microf, LLC, an Atlanta based, private equity sponsored Fintech company that finances residential replacement heating and air conditioning systems for consumers. In this role, Craig successfully raised $50 million is senior debt, $10 million of subordinated debt and $10 million of equity growth capital for Microf. Craig holds a B.S. degree in accounting from the University of Maryland at College Park and passed the CPA exam on his first sitting.
Rajneesh joined AccessOne as their Chief Technology Officer in June 2021. Rajneesh is responsible for the company’s technology functions including software engineering, cloud engineering, data engineering, information security, and project management. He is an experienced technology and engineering leader, having spent the past decade in engineering leadership roles for high-growth healthcare and financial technology companies. Rajneesh has specifically spearheaded cloud and engineering initiatives building enterprise scale companies that enable patient payments and financing options.
Previously, Rajneesh was the VP of Product and Engineering at ConnectYourCare, a leading Health Savings Account solutions platform. He led an enterprise scale engineering organization and helped support the business through double digit revenue growth and through its recent sale to Optum. Prior, Rajneesh held similar leadership positions at Intermedix and Change Healthcare.
Rajneesh holds a Master of Science in Computer Science from Tennessee Technological University and a Bachelor of Engineering in Civil Engineering from Thapar University.
Robert Meyer joined AccessOne as their chief marketing officer in June 2016. Robert directs AccessOne’s brand strategy, marketing communications and public relations functions. Previously, he was the vice president of marketing for Chamberlin Edmonds where he was responsible for brand identity, communications and sales operations. Robert led a rebrand that helped propel Chamberlin Edmonds from a southeastern regional brand into the national leader in patient eligibility and enrollment services.
Earlier in his career, he worked in marketing positions for MCI, MetLife and New York Life. Robert has over 20 years of marketing experience, with over 13 years in healthcare. Robert earned a BA in Political Science from Western Connecticut State University.
Steve Bernard is co-founder and chief information officer for AccessOne. For the past 15 years, Steve has led the design, development and evolution of our proprietary software systems. Prior to joining AccessOne, he began his interest in technology while working in the actuarial & finance areas at The Travelers. Subsequently, Steve moved on to consult and build financial systems at Aetna, State Street, Fleet, Wachovia, Fidelity Investments and United Guarantee. Steve earned a BS in Accounting and a BA in Psychology from UNC Charlotte, and a MBA in Finance from the University of Hartford.
Joe Hall joined AccessOne as their senior vice president of business development in March 2019. Joe leads AccessOne’s business development strategy, sales operations execution, and works closely with our Marketing, Implementation and Client Engagement teams. Formerly, he served as a sales leader for Change Healthcare where he was responsible for managing multiple teams during his tenure focused on revenue cycle solutions.
Prior to Change Healthcare, Joe worked at McKesson where he led teams in large enterprise deals. He brings over 25 years of experience in the healthcare technology industry focused on selling to hospitals. Joe holds a Bachelor of Science degree in Financial Management from Clemson University.
KaLynn Gates is an entrepreneurial lawyer and healthcare evangelist with a mission to make healthcare affordable for all. As SVP & General Counsel of AccessOne, KaLynn brings unique combination of executive leadership and legal experience in healthcare finance and consumer credit products. She came to AccessOne through its recent acquisition of HealthFirst Financial where she served as its President & Corporate Counsel. Together the two companies have served over 1 million patients and hundreds of healthcare providers across the country.
KaLynn earned her Juris Doctorate and bachelors degree from the University of Oregon School of Law and served as a Technology & Entrepreneurship Fellow with the Lindquist College of Business. She is actively involved the entrepreneurial community and is a frequent mentor to early stage technology start-ups.
Stephen Scott has been with AccessOne for 6 years and directs the on-boarding of all new provider partners. He also oversees the research and data analysis around technical business and client development. Previously, he was research coordinator for the Institute of Health and Human Services in NC. Stephen led grant-based state research projects focused on community health improvement. His career has focused on utilizing analytics to support human behavior and cognitive best practices to improve patient well-being.
Stephen earned a MA in Experimental Psychology from Appalachian State University.