Our Difference

Medical costs can be stressful. We can help.

Have you ever chosen not to get needed healthcare for fear of the cost? We can help. Since 2002, we’ve helped more than half a million patients pay their medical expenses with flexible financing options.

Flexible payment options for everyone.

Every patient deserves flexible payment options, regardless of credit history. We partner with hospitals to offer patients no-interest and flexible low-interest loans. There is a solution for you, and we will help you find it.

Everyone accepted. No credit denials, no collections agencies.

That’s our promise. AccessOne was founded by a physician, not a bank or collections agency. Our goal is to take away financial stress so you can focus on your care.

How It Works

There’s no one-size-fits all answer. That’s why we offer different payment plans.

  • Long-term plans with no interest
  • Lower monthly payment options with a low interest rate
  • Plans designed for partial financial assistance, high deductibles and catastrophic balances

Our program covers all patients regardless of credit balance or credit history – and we never report to credit bureaus.

How to Pay


Make payments with your checking account or debit card.



You can pay using our 24/7 IVR, or our U.S. based team can take your payments by phone at 888.458.6272.


Send a check or money order to the address on your statement. Or give us a call at 888.458.6272 for the correct address.

Our Patient Advocates

We’re here for you
Our team will help answer any questions you have and will help you find the right plan. In fact, the majority of our Patient Advocates are also AccessOne account holders, and know the benefits of our program firsthand. Your Patient Advocate Center offers:

  • 24/7 IVR convenience
  • U.S. based agent support
  • English/Spanish bilingual

Call 888-458-6272 to speak with a patient advocate.

Sign Up Today

Let AccessOne help you with your medical bills.

If you are interested in a monthly payment plan, it only takes minutes to sign up.