Our Difference

Who We Are

AccessOne is a leading provider of patient payment options designed to help you manage your healthcare costs. Founded by a physician in 2002, we’ve helped more than a half million patients just like you on the path to total health through affordable financing.

What We Believe

We believe every patient deserves compassionate financing options. Our payment plans are designed to take the financial fear out of healthcare, helping you get the medical care you need, when you need it. Our patient advocates will work with you to determine the right plan for your situation, helping you pay in regular low-monthly installments you can realistically manage, with no credit reporting, or fear of collections.

How We Help

We partner with hospitals to offer no-interest and flexible low-interest patient loans that are tailored to your health and financial situation. We’ll help you find the very best solution to meet your needs. Our customized payment options offer the following benefits:

  • No credit reporting or fear of collections
  • Everyone is accepted
  • No hidden fees
  • Convenient payment methods: online, phone, check and auto pay
  • Consolidated statements for other outstanding accounts and multiple family members
  • Customized, regular low-monthly installments

Take back financial control. Enjoy the ease and convenience of recurring payments when you register online. Our secure patient portal allows you to create a monthly schedule that works for your budget. You can also choose to receive account notifications and alerts on your mobile phone.

How It Works

Because there is no one-size-fits-all answer, we offer different healthcare payment plans that put you in financial control:

  • No interest
  • Flexible low interest
  • Partial financial assistance

We are not a traditional credit card nor are we a collection agency. Our program covers all patients regardless of credit balance or credit history—and we never report to credit bureaus. By removing the financial barriers to care, you can follow treatment recommendations without waiting for a health catastrophe to strike.

How to Pay


Set up payments online using a credit card or checking account.

Pay Now


Our Patient Advocates are happy to take secure payments by phone at 888-458-6272.


To send your payment using a check or money order call a patient advocate to see where to send based on your statement number or look at your statement for the correct address.

Our Patient Advocates

We’re here for you whenever you need us. Our team will help answer any questions you may have and are ready to work with you to find the right plan for your needs. Our Patient Advocate Center offers:

  • 24/7 convenience
  • U.S. – based support
  • Bilingual – English/Spanish
  • Short wait times

Call 888-458-6272 to speak with a patient advocate.  contact-person-icon